HavenMath

Terms of Service

Effective date: 2025

These Terms of Service ("Terms") govern your access to and use of HavenMath.com and the HavenMath tools and content (collectively, the "Service"), operated by Emerald Blue Ventures, LLC ("we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Educational Use Only — No Financial Advice

The Service is provided for educational and informational purposes only and does not constitute financial, legal, tax, lending, or investment advice. Outputs are estimates based on user inputs and assumptions and are not guarantees of approval, affordability, costs, or outcomes. Always consult a licensed professional before making any financial decisions.

2. No Client Relationship

Your use of the Service does not create any client, advisor, lender, or fiduciary relationship between you and Emerald Blue Ventures, LLC.

3. Intellectual Property & Usage Restrictions

The Service, including all software, code, text, graphics, logos, and other materials, is owned by Emerald Blue Ventures, LLC or its licensors and is protected by intellectual property laws. Except as expressly permitted, you may not:

  • Copy, reproduce, modify, adapt, translate, or create derivative works from the Service or its code.
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive source code.
  • Resell, sublicense, distribute, or commercially exploit the Service or its content.
  • Scrape, harvest, or extract data from the Service outside of normal interactive use.
  • Remove or alter any proprietary notices, trademarks, or disclaimers.

4. Personal Use License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial purposes.

5. Accuracy, Availability, and Changes

We do not warrant that the Service will be error-free, accurate, complete, or available at all times. We may update, change, suspend, or discontinue any part of the Service at any time without notice.

6. Limitation of Liability

To the fullest extent permitted by law, Emerald Blue Ventures, LLC and its owners, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or exemplary damages, or any loss of profits, revenue, data, or use arising from or related to your use of the Service. Our total liability for any claim shall not exceed the amount (if any) you paid to use the Service in the twelve (12) months preceding the claim.

7. Privacy

Your use of the Service may involve the submission of personal or financial information. We handle such information in accordance with our privacy practices. Do not submit sensitive information you are not comfortable sharing.

8. Third-Party Links

The Service may contain links to third-party sites. We are not responsible for the content or practices of those sites and provide links for convenience only.

9. Governing Law

These Terms are governed by the laws of the jurisdiction where Emerald Blue Ventures, LLC is organized, without regard to conflict of laws principles.

10. Changes to These Terms

We may revise these Terms from time to time. The updated Terms will be posted on this page with the effective date. Your continued use of the Service constitutes acceptance of the updated Terms.

11. Contact

For questions about these Terms, please contact Emerald Blue Ventures, LLC via HavenMath.com.